We're finally in December and it feels like 2014 has just flown by.
For many, now is a time to slow down, have some time off and relax with family and friends. But for others life just gets busier, with Christmas on the horizon, summer holiday preparations in full swing and social events filling the calendar.
No matter what your plans are for the last few weeks of 2014 I encourage you to keep an eye on your finances and stay on top of what can turn out to be an expensive month.
Enjoy your holidays, happy Christmas and I look forward to catching up with you in the New Year.